Not sure about 1 and 3.
But 2... I've got a disc that allows me to bypass administrators passwords and remove them, it's for PC repairs. and it's not really that hard to get into someons computer if you know how.
and for backing up the hard drive, just get a decent size external drive they're actually fairly cheap now and well worth it if you want to transfer files or back stuff up like music, DVD's, home videos etc. Backing up with DVD's is painfully slow and they could end up scratched, lost, snapped or you've got so many, you just can't be bothered to check through 100 DVD's for those files you labelled "Stuff" :P


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